• A Merchant sends payment details to Setu and receives a unique payment link to send to their Customer.


  • A Customer clicks the payment link, chooses the preferred UPI app, and enters mPIN to make a successful payment.


  • Once the payment is successful, Setu triggers a webhook notification for the completed payment, which the Merchant can use to update the transaction status at their end.


  • Once payment is received, Setu settles the amount to the Merchant per the configured settlement timeline.