1. Collect Flow
This traditional UPI collection flow allows bank account holders to transact using VPAs without entering additional bank information. The standard steps followed include:
Select UPI as the payment option in the merchant app/website and enter a valid VPA.
Push notification/SMS on collect request is sent to the customer to verify with UPI PIN/MPIN.
When done, a notification is sent to the app/website.
2. Intent Flow
In intent flow, as soon as the customer selects the UPI payment app on the checkout of the website/app, the app is launched automatically on the mobile device. Your customers are also benefitted in the following ways:
No need to handle push or SMS notifications
No need to switch between applications to complete a payment (merchant, SMS, and app)
No need to remember their VPAs
Was this article helpful?
That’s Great!
Thank you for your feedback
Sorry! We couldn't be helpful
Thank you for your feedback
Feedback sent
We appreciate your effort and will try to fix the article