The two products target different customers, and this is an indicative list of potential customers.
Digital Lenders (LendingKart, Recur Club, etc)
Banks & NBFCs ( Kotak Mahindra, Muthoot, etc.)
Personal Finance Management Apps (Jar, Smallcase, Spenny)
Neobanks (Jupiter, Open, etc.)
Many others with more data types are coming on board the framework
Agya Account Aggregator
TSPs: Technical Service Providers who handle parts of the value chain that an AA cannot or chooses not to participate in:
FIU TSPs - Anyone who wants to build flows for consumer data consent and sharing data with FIUs ( Setu, FinBox, etc.)
Data processors: Perfios, FinBit, Karza
Resellers - Any organization that wishes to sell Agya’s AA services
FIP TSPs - Organizations that specialize in onboarding and management of financial institutions that want to provide data via the AA framework.
Consumers - Citizens who utilize AAs consent and data fetch services to share their financial data securely.