The two products target different customers, and this is an indicative list of potential customers.
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Setu FIU | Direct Customers Digital Lenders (LendingKart, Recur Club, etc) Banks & NBFCs ( Kotak Mahindra, Muthoot, etc.) Personal Finance Management Apps (Jar, Smallcase, Spenny) Neobanks (Jupiter, Open, etc.) Many others with more data types are coming on board the framework
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Agya Account Aggregator | TSPs: Technical Service Providers who handle parts of the value chain that an AA cannot or chooses not to participate in: FIU TSPs - Anyone who wants to build flows for consumer data consent and sharing data with FIUs ( Setu, FinBox, etc.) Data processors: Perfios, FinBit, Karza Resellers - Any organization that wishes to sell Agya’s AA services FIP TSPs - Organizations that specialize in onboarding and management of financial institutions that want to provide data via the AA framework.
Consumers - Citizens who utilize AAs consent and data fetch services to share their financial data securely. |