How do responses work for various bank accounts?

If the bank account is classified as PPI, then it is for sure a PPI instrument, and for the majority of the use cases, consider it an invalid bank account since money movement doesn't happen when trying to deposit an amount through IMPS/NEFT/RTGS. There can be PPI instruments that come up as `UNKNOWN.` Please notify us at [email protected].

Types of bank accounts

• PPI, if the payment happened from a PPI (Pre Paid Instrument) account and not a valid bank account

• BANK_ACCOUNT, if the payment happened from a valid bank account and the IFSC is in the RBI database

• UNKNOWN, if the payment happened from a bank account whose IFSC is not in the RBI database