Reverse Penny Drop (RPD)

What is Reverse Penny Drop?
Reverse penny drop for bank account verification on UPI is an industry-first product from Setu for customer bank account validation. This involves the custo...
Mon, 13 May, 2024 at 3:07 PM
How do we test RPD in Sandbox?
Following are the steps one needs to follow:  Create a reverse penny drop request Get details of reverse penny drop request The detailed flow can ...
Mon, 13 May, 2024 at 3:07 PM
Different Statuses in RPD transactions
Types of statuses BAV_REVERSE_PENNY_DROP_CREATED if the request was created successfully. BAV_REVERSE_PENNY_DROP_FAILED, something went wrong. Payment...
Mon, 13 May, 2024 at 3:07 PM
How do responses work for various bank accounts?
If the bank account is classified as PPI, then it is for sure a PPI instrument, and for the majority of the use cases, consider it an invalid bank account s...
Mon, 13 May, 2024 at 3:07 PM
What happens in a Mock payment?
This API lets you test the end-to-end flow without an actual payment. This will send a webhook to the callback URL you have configured with us.
Mon, 13 May, 2024 at 3:07 PM
How do notifications work for RPD?
Below is the summary of the notifications which need to be processed on your server by exposing an endpoint for Setu to send an HTTP POST request. These not...
Mon, 13 May, 2024 at 3:07 PM
How do refunds work?
Setu will refund any successful payment done by a user after we receive a credit response from our bank partner. This takes between 24 to 48 hours, and refu...
Mon, 13 May, 2024 at 3:08 PM
Why are we not able to make payments in the sandbox environment?
The VPA assigned in the sandbox environment is a dummy one, hence you won't be able to make Live payments. However, we have a Mock Payment API that can ...
Mon, 13 May, 2024 at 3:10 PM
Why are we not receiving notifications over webhook?
Kindly whitelist the following IPs at your end. PROD IPs: 65.0.248.182, 3.108.107.242 Sandbox IP: 3.109.107.103
Mon, 13 May, 2024 at 3:11 PM
Receiving 403 forbidden error on making requests?
You might be making requests from non-Indian IPs. Setu APIs are accessible only in India.
Mon, 13 May, 2024 at 3:11 PM