FAQs

Which banks/insurers/securities institutions are FIPs and FIUs on the AA framework?
You can view the status of the latest FIPs and FIUs on-boarded on the AA framework here—FIPs & FIUs in the Account Aggregator Ecosystem - Sahamati. To...
Fri, 19 May, 2023 at 2:34 PM
What are the data parameters that I can get on the consent of the user?
PAN of the user. It is part of the response in bank deposit data. 3 digits of the Bank account number Bank account details of only chosen bank accou...
Wed, 22 Feb, 2023 at 12:48 PM
What are the UI guidelines as part of the FIU activity?
All relevant parts of the consent object need to be shown in some manner on the UI. This CAN be under expandable or secondary layers/sections.  The AA logo...
Wed, 22 Feb, 2023 at 12:49 PM
Can I be the end recipient of user data on behalf of my FIU? (Eg: process a statement or do underwriting)
No, the end-user and accountable party will always be the regulated entity.
Wed, 22 Feb, 2023 at 12:49 PM
How does pricing work in this ecosystem?
FIPs charge for the data fetch is not yet determined by Sahamati. You get charged per statement pulled from a FIP.
Wed, 22 Feb, 2023 at 12:59 PM
Do I get immediately notified if a customer withdraws consent for data sharing? How?
Yes, via the consent notification APIs. Both FIUs & FIPs are intimated.
Wed, 22 Feb, 2023 at 12:59 PM
Does the data get fetched the moment the customer gives consent?
No, there is a separate API call related to data fetches that must be made to fetch data. The time to fetch data is a few seconds and can be done within th...
Wed, 22 Feb, 2023 at 1:00 PM
What are the various response types on data fetch request post consent?
Financial data from Setu FIP is available in XML and JSON formats. Specify the required format as part of the Get Data Session API. This page will help yo...
Wed, 22 Feb, 2023 at 1:00 PM
Can the customer change the consent parameters and then accept the request?
No, all consent parameters must be set and passed on via the Create Consent API BEFORE the approval flow for users Here is the list of parameters to set...
Wed, 22 Feb, 2023 at 1:01 PM
How do the consent parameters or conditions get set? Does one need separate consent for each account from which I want data?
Here is the list of parameters to set in the consent Account Aggregator Consent object — Setu Docs. The FIU sets these parameters.
Wed, 22 Feb, 2023 at 1:01 PM