FAQs

Does one need separate consent for each use case?
For separate purposes, the FIU will need to take another consent Eg: One for underwriting and one to monitor loans We allow for multiple consents to...
Wed, 22 Feb, 2023 at 1:01 PM
Does one need separate consent for each account from which I want data?
No, a single consent can be used to fetch data from multiple FIUs (banks, insurers, etc) For separate purposes, beyond the consent expiry date or a specifi...
Wed, 22 Feb, 2023 at 1:02 PM
Are all FIPs on all AAs?
Yes, they will be on all AAs. They do have the option to do limited rollouts with an AA partner, to begin with. FIP-AA Mapping | FIP - Account Aggregator ma...
Wed, 22 Feb, 2023 at 1:02 PM
Why should I connect to more than 1 AA?
Multiple sign-ups: If the user has signed up on one AA and you are partnered with another AA, they will have to start their approvals with an added step o...
Wed, 22 Feb, 2023 at 1:02 PM
Why should I go via a TSP vs Directly going to an AA?
All AAs also have their own TSP Going direct to AA is a tedious and time-consuming process. Things you have to handle yourself include: Certificatio...
Wed, 22 Feb, 2023 at 1:03 PM
How do I test out the flow?
Visit Bridge Ensure you are in "Sandbox" mode (Top & middle of the screen) Setup a "financial information user" product unde...
Wed, 22 Feb, 2023 at 1:03 PM
Can AAs view the data in a fetch/consent flow?
No. AAs are data-blind and only transport encrypted data from FIP to FIU. Unencrypted data is never seen by the AA.
Wed, 22 Feb, 2023 at 1:04 PM
When, how, and can an end user withdraw consent from my app as an FIU?
A user cannot withdraw from the FIU app currently. Customers must visit an AA consent manager app to withdraw consent. Customers must visit an AA consent ma...
Wed, 22 Feb, 2023 at 1:04 PM
Do citizens/end-users have to download the AA app and have to sign up with ALL AAs? Or do they only sign up once?
They have the option to download the same at their convenience. They only need to sign up with AAs as and when they need to approve consents that involve th...
Wed, 22 Feb, 2023 at 1:05 PM
How does a user deny a consent request?
By abandoning the flow and not consenting until the consent request timeout By clicking on reject consent during the flow
Wed, 22 Feb, 2023 at 1:05 PM